NHS
NHS
Colchester Town Centre Practice
39 Saint Botolph's Street, Colchester, CO2 7EA
Mile End Practice
61 Mill Road, Colchester, Essex, CO4 5LE

0% Finance and Payment Options

Are you considering private dental reatment, but are unsure about the best way to pay for it? If so, you might be interested in the payment plan[s] we offer to fund your treatment. We offer Interest free finance over 1 year only. This is only available for private treatment and for treatment that has a minumum value of £350.00. You must inform us prior to your first visit that you intend to take advantage of this option .

You can also spread the cost of treatment over a longer period with monthly installments and a low interest loan from our finance company Chrysalis Finance.

Our low interest loans allow you to spread the cost of high value private treatments - whether cosmetic or restorative - provided by our practice. Credit is subject to status to UK residents aged 18 years or over. The Finance is provided by Chrysalis finance

Please contact the surgery on 01206 767471 and one of our team will be happy to answer any queries you might have.

Key features:

  • You can borrow between £350 and £25,000 to fund treatment, whether you are a regular patient or a one-off visitor. You must be aged 18 and over to apply, and you must have lived in the UK for at least 3 years.
  • Simple loan application process: one phone call for an immediate decision and completed loan agreement filled out online.
  • The Practice is paid the full amount by Chrysalis finance.
  • You repay your loan over the time period that you have arranged.
  • Our credit provider is Chrysalis finance.
  • Finance is subject to status. Terms and conditions apply.

 


Payment Plan Options

The Smile Clinic Payment Plans

Are you considering Cosmetic, Aesthetic, Orthodontic or Dental Implant work, but not sure about the best way to pay for it? If so, you might be interested in the interest free or low cost payment plans we offer to fund your treatment.

 

 

 


 

0% Interest free payment plans

Please click on the question below to reveal the answer.

How much can I borrow?

You can borrow between £350 and £25,000, subject to status. You must be over 18 to apply, and you must have lived in the UK for at least 3 years.

How do I apply?

You will need to complete a simple, online credit application, which one of our staff can help you with. The information is transmitted to the lender immediately and a reply is usually received by return. You can then either sign a credit agreement that we print for you, or have it emailed for you to complete at home.

How much will I pay?

With our 0% facility, you pay the costs of your treatment - no more and no less. Interest free means just that! There are no hidden costs and no deposit required!

Treatment cost £600 £1500 £3000
Deposit £0 £0 £0
Amount of credit £600 £1500 £3000
Term of loan 12 months 12 months 12 months
Representative APR 0% 0% 0%
Monthly repayment £50 £125 £250
Total amount repaid £600 £1500 £3000

Do I have to pay a deposit?

A deposit is not required, but if you want to pay one and so reduce the amount you borrow, this is completely up to you.

How do I make the repayments?

The monthly payments are collected by Direct Debit, starting one month after you sign the credit agreement, and are subject the usual guarantee from your bank.

How much are the repayments?

Obviously this will depend on the amount you borrow and whether you pay a deposit. Our staff will show you, completely without obligation, the monthly repayments for your particular treatment.

Calculate for yourself the monthly repayments for your treatment by entering the cost in the Chrysalis calculator:

http://www.chrysalisfinance.com/calc/calc2.html

Who is the credit provider?

The finance is arranged through Chrysalis Finance Ltd., a company authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking under Firm Reference Number 631193. Finance is subject to status. Terms and conditions apply.

What if I decide that I don’t want the finance?

There is a statutory ‘cooling off’ period of 14 days after signature during which you can cancel the credit agreement with no cost to you. However, if you have started any treatment which would have been financed, you will have to make other arrangements to pay for it.

Low Cost Payment Plans

Please click on the question below to reveal the answer.

How do I apply for Low Cost Finance?

You will need to complete a simple, online credit application, which one of our staff can help you with. The information is transmitted to the lender immediately and a reply is usually received by return. You can then either sign a credit agreement that we print for you, or have it emailed for you to complete at home.

How much are the repayments?

Obviously this will depend on the amount you borrow and whether you pay a deposit. Our staff will show you, completely without obligation, the monthly repayments for your particular treatment.

Calculate for yourself the monthly repayments for your treatment by entering the cost in the Chrysalis calculator:

http://www.chrysalisfinance.com/calc/calc2.html

How do I make the finance repayments?

The monthly payments are collected by Direct Debit, starting one month after you sign the credit agreement, and are subject the usual guarantee from your bank.

Who provides the finance?

The finance is arranged through Chrysalis Finance Ltd., a company authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking under Firm Reference Number 631193 *Finance is subject to status. Terms and Conditions apply.

Do I have to pay a deposit?

A deposit is not required, but if you want to pay one and so reduce the amount you borrow, this is completely up to you.

How do I make the repayments?

The monthly payments are collected by Direct Debit, starting one month after you sign the credit agreement, and are subject the usual guarantee from your bank.

When can I start the treatment?

Immediately - as soon as the credit agreement has been signed.

What if I decide that I don’t want the finance?

There is a statutory ‘cooling off’ period of 14 days after signature during which you can cancel the credit agreement with no cost to you. However, if you have started any treatment which would have been financed, you will have to make other arrangements to pay for it.

Authorisation by the Financial Conduct Authority

The Smile Clinic (Colchester) Ltd trading as The Smile Clinic is an Appointed Representative of Chrysalis Finance Limited, which is authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking.

FIND OUT MORE ABOUT TREATMENT FINANCE OPTIONS
If you'd like to find out more about our finance options, please get in touch today.
 
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Company registration number: 05535929, UTR: 1512412238, UK registered address: Beaumont Seymour, 47 Butt Road, CO3 3BZ